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Während ein Ratenkredit schnell beantragt und ausgezahlt werden kann, da die Prüfung seitens der Bank weniger aufwendig ist, erfordert die Kapitalbeschaffung durch einen Hypothekarkredit einen längeren Atem bei der Beantragung.

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Beteiligungsprofis sprechen in Anlehnung an das englische „being invested in“ immer davon in etwas oder jemanden „investiert zu sein“ anstelle „investiert zu haben“.

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